November 2021
Paying off debt, saving money and retirement planning:
How to prioritize your financial goals Determining the best way to ensure your financial security can seem overwhelming. For James and Michelle Bethe, deciding what to do with the $200,000 they had in savings had them at a standstill. As a teacher, Michelle, 36, has a pension for retirement and James, 38, has some money in a …
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Are You Being Too Frugal in Retirement?
You might be surprised how common it is to be so afraid to spend that you don’t fully enjoy your retirement. But there are things you can do about that. Here are four tips if your fears are holding you back. Getty Images Advertisement You’ve worked hard your entire life, and now it’s time to …
Why Roth IRAs Make Sense for Millennials
Decades of tax-free earnings, for starters, plus tax-free withdrawals Younger people tend to be in a lower tax bracket now than they’ll be in retirement, which is one reason why Roth IRAs are ideal for Millennials. Roth IRAs don’t get the same upfront tax break that traditional IRAs do. But you won’t owe taxes on any …
